Looking at the frost-coated rooftops and grey clouds, it seems high time to invest in the chunkiest winter accessories possible! And given our affinity for all things knitted and super-cosy, a chunky, chill-blocking scarf is high on the agenda.

Much like a pair of gloves or trusty boots, a scarf is a long-term investment for when the cooler climes hit, so its best to go for a flattering colour that’ll work with you winter wardrobe. Need a scarf stat, but can’t seem to find the one that promises all the warmth, without cramping your style? We’ve found the perfect, stylish steep and cheap options to suit all pockets!

Sitting pretty snug at the steep end is the Stella McCartney carpet patch chunky-knit scarf (£370). Apart for it being near impossible to not want everything by this designer, we’re digging the softest wool and angora blend, and the easy-to-wear monochromatic colour of this scarf. Winter chills, what winter chills?

But, if your winter-proofing budget can’t stretch so far – especially now that the big Christmas shop-athon is looming – how about an equally toasty high street hit? Head to Dorothy Perkins, and pick up the black and white stitch scarf (£16) for a fraction of the price. Yes, you can thank us later.

Will you splash out or save?

Steep: Stella McCartney carpet patch chunky-knit scarf, £370, available at Matches

Cheap: Black and white stitch scarf, £16, available at Dorothy Perkins