Do you know what your credit score is? Don’t worry, neither do we, but that’s all about to change thanks to the credit score calculator from credit comparison expert Totally Money.
We think the Totally Money credit score calculator is pretty much a Godsend, as it lets even the most financially confused of people (we think a lot of us fall into that category!) finally get on top of things and see things clearly.
The Totally Money credit score calculator tool is the first of its kind, as it provided its users with a completely free credit score – no hidden costs, promise! – and also gives them a better understanding of what that means on a bigger scale, for example if it is weak or in actual fact excellent.
Not only is the tool completely and utterly free (we can’t stress this enough as similar tools such as Experian or Equifax can end up costing up to £15 a month!) but it doesn’t even require users to sign up either. That means it takes only a matter of seconds to get started as there’s no sign up process to slow you down; there’s also no risk of your info being sold to external companies or someone running off with your details and constantly pestering you on the phone or via email for the rest of your life.
Once you’ve found out what your credit score is and you find out that it isn’t as high as you want it to be – don’t despair. The credit score calculator provides some very helpful tips and recommendations to help you improve yours, and also lets you know what you’re doing wrong. Did you know that something as simple as being on the electoral roll can give you a higher credit score? Neither did we until the tool told us!
In a world where everything from credit card applications, to loans and mortgages, to many more are affected by your credit score, it’s vital that you know what yours is and how to improve it if it’s a little on the low side.
For some of us, a low credit score is unavoidable. However, TotallyMoney.com can check your ‘eligibility’ for the majority of credit cards to see which is most likely to suit your situation, and therefore which one you’re most likely to be accepted for.